Back to overview,Home naval-today USS Ashland starts 7th Fleet area of operations patrol January 28, 2016 View post tag: US Navy Authorities U.S. Navy’s Whidbey Island Class dock landing ship USS Ashland (LSD 48), forward-deployed to Sasebo, Japan, currently assigned to the Bonhomme Richard Amphibious Ready Group (ARG), departed the Sasebo Naval Base for a routine patrol of the U.S. 7th Fleet area of operations.During her patrol, Ashland will embark Marines from the 31st Marine Expeditionary Unit (MEU).Commander Daniel P. Duhan, commanding officer of Ashland, said: “My crew, from the most veteran sailor down to the newest sailor, is ready and excited to get out to sea and integrate with the 31st MEU. The blue-green team will emerge from the patrol as a more cohesive unit, well versed in amphibious operations.”Ashland’s crew spent the last few months preparing for their routine patrol and they are eager to begin training with the Marines.Elizabeth Hornbeck, Electronics Technician 3rd Class Petty Officer aboard USS Ashland, said: “I am excited to be a part of Ashland’s crew for my first underway. The Navy has prepared me to adapt to many things and I can’t wait to work alongside the Marines.”USS Ashland is one of three ships that comprise the Bonhomme Richard ARG and is scheduled to meet up with amphibious assault ship USS Bonhomme Richard (LHD 6) and amphibious dock landing ship USS Germantown (LSD 42) at a later date.[mappress mapid=”17646″] USS Ashland starts 7th Fleet area of operations patrol View post tag: Bonhomme Richard ARG View post tag: USS Ashland Share this article
If your credit union is like most financial institutions, you have been spending a lot of time and money over the past year preparing for the Military Lending Act revisions that took effect earlier this month. These amendments significantly expand the scope of the regulations governing credit unions’ extension of certain consumer credit transactions to active duty members of the U.S. Armed Forces and their dependents. Most notably, the revised rules widen the definition of “consumer credit,” offer two new safe harbor tests to determine whether a borrower is a “covered borrower,” and add new oral and written disclosure requirements.With the majority of these changes going into effect Oct. 3, have you done everything you need to do to ensure compliance? Here are some suggested steps to take to make sure you are ready for these new regulations.1. Establish procedures to determine “covered borrower” status.In addition to broadening the definition of a “covered borrower,” the MLA amendments replace previous language with two new methods to conclusively determine whether a borrower is covered under the the act: (a) searching the Department of Defense’s database directly or indirectly and (b) verifying a borrower’s status using a consumer report obtained from a nationwide consumer reporting agency or reseller of consumer reports.To take advantage of either safe harbor, a credit union must make a covered borrower determination no more than 30 days prior to the initiation of the covered credit transaction or application for the covered credit account. A 60-day look-back period applies to firm offers of credit. 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
Loading… Ryan Giggs underwent hair transplant after the “stress” of playing for Man United made him lose his locks. The Red Devils legend, 46, told how playing top-flight football for 24 years left him going bald. Promoted Content10 Risky Jobs Some Women Do8 Shows That Went From “Funny” To “Why Am I Watching This”Who Earns More Than Ronaldo?Who Earns More Than Ronaldo?Amazing Ceilings From All Around The World2020 Tattoo Trends: Here’s What You’ll See This Year6 Stunning Bridges You’ll Want To See With Your Own Eyes8 Amazing Facts About Ancient Egypt6 Incredibly Strange Facts About HurricanesBirds Enjoy Living In A Gallery Space Created For Them7 Black Hole Facts That Will Change Your View Of The UniversePlaying Games For Hours Can Do This To Your Body “You are under the spotlight and if you have a bad game you’re aware of the criticism. “Then it becomes a little bit more stressful. And stress is related to hair loss.” Dad-of-two Ryan first started using lasers, lotions and special shampoos to encourage hair growth after visiting a hair clinic in 2009. Following seven years of treatments, he felt the hairs on his head needed “a bit of a push” so he visited the MHR Clinic in Knutsford, Cheshire, and booked in for a procedure. One of the firm’s first customers, he was so impressed with the results he went on to buy a share in the company. He booked in for a follicle procedure which was done in December 2017. He said of his transplant: “It was straightforward and lasted more or less half a day. You can have a rest during it, if you want. “They numb the areas where you’re going to feel it but you can’t really feel anything. “The recovery period doesn’t take long. You’ve got, not scarring, but a few cuts in the back of your head. “There’s a bit of blood on your pillow for a couple of days and then that goes. That’s it. You go back to the consultant. They take a picture of the area the work was done every month and then you can see real progress. “At three or four months I was thinking, ‘Is that going to be it?’ but Craig, who I’ve known for a long time and trust, told me ‘No there’ll be more, even up to a year’. “It’s a little after a year when you see the final results.” Read Also: Frenedes’ £68m fee holding up Man United switch Ryan kept the operation under wraps and did not tell his team-mates. He said: “Back then people were judging you more than now. “I kept a low profile, staying in the house, wearing a cap if I went out. I told friends and family and their reactions were better than I expected. No-one took the Mick or had a joke. They were more inquisitive about what I’d had to do and when I’d get the final results “This is the first time my team-mates will be hearing about it.” FacebookTwitterWhatsAppEmail分享 And it was old school pals who alerted him to his thinning top — after he celebrated scoring twice against arch-rivals Liverpool at Anfield. Wales boss Ryan explained how he first cut off his long curls to disguise his hair loss. He feared playing when it rained because above-pitch TV cameras would highlight the fact he was going thin on top. Speaking of the match in 2003, Ryan, then 29, said: “We’d won and I was buzzing. “I walked into the pub later and was expecting to hear ‘Well done’ from my mates and all I got was ‘Flippin’ heck, your barnet’s going’. “It was a bit of a shock. It was like, ‘cheers lads’. It was one of those.” Ryan, who played 963 times for United, said the comments made him begin to worry about losing his hair. Ryan, who played 963 times for United, said the comments by pals watching him play made him begin to worry about losing his hair He recalled the moment to staff at MHR Clinic in Knutsford, Cheshire, the hair transplant company he part-owns with former England cricket captain Michael Vaughan and hair restoration expert Craig Henton. He said: “I got a little bit paranoid, especially when I was going to be playing on TV or it was going to rain. “I was almost 30 then. At the end of my teens and in my early 20s I had really thick hair, long hair, curls. “That’s why I started to cut it a bit shorter. I felt the shorter it was, the thicker it looked. It had a big bearing, over the years, on my hair getting shorter and shorter.” Ryan reckons the pressure of top-level football, coupled with Sir Alex Ferguson’s “hairdryer treatment” when the team played under-par, may have accelerated his hair loss. He explained: “Football is stressful. You put yourself under pressure. You’re aware of the consequences if you lose a game or don’t play well.
View Gallery (2 Photos)Tyler Donovan and the Wisconsin offense answered many questions last Saturday when they ripped off 486 yards of total offense and racked up 42 points against Washington State. The highly touted Wisconsin defense, however, left a few questions to be answered. After starting out slow, allowing 80-yard scoring drives the first two times the Cougars had the ball, the Badgers turned up the defensive pressure. The next opportunity to answer any remaining questions and build on the momentum built during last Saturday’s second half comes Saturday, when the Badgers hit the road for the first time to play University of Nevada-Las Vegas. “We just have to learn from the first game and pick it up,” defensive tackle Jason Chapman said. “This week in practice, working on UNLV, we’ve built up momentum and we’re going to take that to Vegas.” Facing the Badgers will be the Rebels’ spread offense.”It’s a big challenge because it’s so different,” defensive coordinator Mike Hankwitz said. “We couldn’t spend a lot of time in fall camp working on it because Washington State was a conventional offense.”We did work some of this spread attack, but not to the extent you would like to. In one week it’s harder, more difficult.”As if facing a multidimensional offense wasn’t enough, UW’s job will be made tougher by the fact the temperature in Las Vegas is expected to be around 100 degrees for the 7 p.m. (Mountain time) kickoff.”You never can be ready to go into 100 degrees, but you’ve got to be willing to play.” Hankwitz said.The UW coaching staff doesn’t believe that the heat should cause too many problems — if the Badgers prepare correctly.”Once the sun goes down, it won’t be that bad. We’ve got to do a great job of hydrating and doing the right things nutritionally,” Hankwitz said.The Wisconsin coaching staff did what it could Thursday to prepare the team for the heat by practicing inside the McClain Center with the heat turned up.The last time the Badgers faced a spread style of offense was in the Capital One Bowl. As part of it’s Wildcat package, Arkansas running back Darren McFadden would line up as quarterback with fellow runner Felix Jones next to him. Defending UNLV and quarterback Travis Dixon is much different from defending the Wildcat, however, because of the variety of options the Rebels will use. Dixon ran for 129 yards and threw for 141 more in the Rebels’ opening game against Utah.”They are two different things,” Hankwitz said. “There are some similar elements, but [UNLV] is a lot more diverse. … They just have more different plays out of this.” Las Vegas is known for the ribbons of bright neon lights that make the city famous. Wisconsin football fans might have a slightly darker memory of the city. In 2002, the last time the UW football team traveled to Las Vegas to take on UNLV, the game was halted midway through the fourth quarter because of a power failure that caused the lights to go out at Sam Boyd Stadium.For the Badgers’ defense to turn in a different kind of lights-out performance, they will need to control the line of scrimmage and hold their gaps.”You have to make sure you’re really on top of your game, really taking care of your responsibility and staying disciplined,” defensive end Mike Newkirk said.On the topic of discipline, the Badgers will be without reserve tailback Lance Smith, who was suspended Wednesday for Wisconsin’s five road games because of a summer altercation with his girlfriend. Replacing Smith as the top backup behind P.J. Hill will be a true freshman — either Zach Brown or John Clay.While the suspension was not announced until Wednesday, the UW coaching staff has been aware of the situation for about three weeks. Because of the advance notice, losing Smith should not present too much of a tactical difficulty.”We knew this one was coming,” head coach Bret Bielema said. “It’s just like Lance pulled a hamstring during the game on Saturday.”Bielema noted that Clay had seen more repetitions than Brown during both Sunday and Tuesday’s practice, but Smith was back to his normal load Wednesday.Clay, the Wisconsin state high school player of the year as a junior at Racine Park High School, may still be behind Brown, based solely on time in the system. Clay had some eligibility issues during summer, which prevented him from practicing with the team for the bulk of fall camp.Another option for tailback depth would be Bill Rentmeester, a fullback who was initially recruited to the program as a fullback.”As we go closer to the game, we’ll make a determination who the first guy in (will be).”